Trades Life Insurance Guides | Blue Collar Workers Covered

What Happens to Your Work Life Insurance When You Leave or Retire

Blue Collar Workers Covered Editorial Team

Published on: 20/10/2026

Life insurance through work usually ends on your last day or at month-end, COBRA does not cover it, and you have about 31 days to convert or port it.

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Does an IUL Come Before a 401(k), Roth IRA or Pension for Tradesmen?

Blue Collar Workers Covered Editorial Team

Published on: 20/10/2026

IUL vs 401(k): an IUL does not replace a 401(k), Roth IRA or pension. For most tradesmen the order is term life, the match, a Roth, then permanent coverage.

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