Life insurance with living benefits
Coverage built for blue collar workers and the people who count on them
Life insurance with living benefits and cash value that can grow, built around your budget. Answer a few quick questions and a licensed advisor puts real numbers together for you.
See What I Qualify ForWhy it matters
Protection you own, not protection you borrow
Group life through a job is a good start, but it is usually a set amount and it often ends when the job does. Tradesmen move between contractors, sites and seasons. A policy you own stays with you.
It is not an employer plan, a jobsite benefit, or a government program. It is a policy in your name, priced for your age, health and budget, and it goes where you go.
What blue collar workers are looking at
Every plan is built around your family and your monthly budget first. Your advisor shows you the options side by side.
Living benefits
A qualifying heart attack, stroke, cancer diagnosis, or chronic illness can unlock part of your benefit while you are alive, as defined by the policy rider.
Lifetime coverage
Permanent life insurance stays in force as long as the policy is funded, so your family is protected whether you change jobs, retire, or move.
Cash value that can grow
With an indexed universal life policy, part of every premium builds cash value that grows tax-advantaged and is linked to a market index, with a floor on the index credit in a down year.
Premiums that fit your budget
You choose what you put in each month, within your policy's limits. Your advisor shows you what each budget buys before you decide anything.
How it works
Three steps, no pressure
Your work, what matters most to you, your age, state and budget. It takes about a minute.
A real person, not a robocall, reviews your answers and walks you through what you qualify for.
No cost to check and no obligation. If a plan fits, your advisor handles the application with you.
Sixty seconds shows you what you qualify for
Answer a few quick questions and a licensed advisor puts your real numbers together. No cost, no pressure, no obligation.
Check My OptionsCoverage and results vary by state, carrier, age and health. Not available in New York.